Thinking of Buying?
Let me help you every step of the way. When purchasing a home, you are faced with a multitude of decisions!
I will make the process of purchasing a home easier, more enjoyable, less time-consuming, and potentially less expensive than if you undertook this challenge on your own. I will help you prepare so that sellers perceive you as a preferred buyer, help you locate and assess properties for sale that match your specifications, and help you through the myriad of details attending the actual purchase. I am always familiar with the current homes on the market, and I know neighbourhood values well, so I can help you to determine which properties are fairly-priced and in good condition before you start your search.
Your first step to buying a home is to first ask yourself why you want to buy a home - To stop paying rent? To start building equity? To have a place of your own? To raise a family? To entertain business associates? To move up to a bigger house? Next, list what kind of home you’d like and where you would like to be. Be specific. Separate the “must haves” from the “want to haves.”
Think of yourself as zeroing in on a target, going from the general to the specific. Consider area (city, suburban neighbourhood, country); community (north, south, east, or west side); neighbourhood (older and settled or sparkling new; a particular school zone; recreational facilities; and other community services such as transportation, day care, library, stores, entertainment). If applicable ask yourself how many minutes you are willing to commute to work.
Think about home styles. How much space do you need? Does your situation require a one-level home, or are stairs acceptable? Consider size and kind of property. Do you want a newer home, or maybe an older one to fix up? Someday you or your heirs will want to sell. Consider how long you expect to live in this particular home.
Your Next Step: Loan Pre-Qualification
Once you have addressed the above needs, your next step in the purchasing process is to get pre-qualified with a mortgage company if you require a mortgage. This can be done over the phone or even online in a matter of minutes.
Call me and I will refer you to a mortgage professional that has an excellent reputation and track record for successfully acquiring loan approval for his/her clients.
Thinking of Selling?
I will work for you every step of the way! My combination of skills, experience, and technology ensures that I can sell your home for the highest possible price and in the shortest period of time. I have the tools & proven marketing plan to meet the demands of a highly competitive, modern market.
Internet Marketing: 24 Hours a Day!
My online marketing system allows me to make information accessible 24-hours a day to a global audience, and to respond immediately and directly to each and every prospective buyer. From my website, prospective buyers can get information immediately about your home. They can access my site 24 hours a day and view your property listing! Through my Personal Home Search, your listing will be sent by e-mail to every prospective buyer in my database, where your home meets their criteria. Plus it will be e-mailed automatically to future prospective buyers as well. I also participate in Social Media which is a global resource for home buyers.
As soon as you list your home with me, I will enter your home in the Multiple Listing Service (MLS) database. Other agents can immediately access your property information by computer. Plus, your property will be included in any printed MLS books and I also regularly publish in newspapers in the area.
Pricing Your Home
I will help you price your home competitively to attract qualified buyers. The way I do this is by generating a Comparative Market Analysis (CMA) report, which will show you a range of prices being paid for homes in your area. You can complete my online form to get a feel for your home’s market value.
Every Step of The Way
I will be working for you every step of the way to make sure that you get the highest possible price for your home in the shortest period of time.
Your Mother & Daughter Team
35 Years Combined Experience
Long Time Residents of Penticton, BC
Debbie Kozari has over 25 years of real estate experience and became a partner of Royal LePage Locations West, in July 1994. Debbie’s career has always been involved in the sales industry with the emphasis being on client service. Her quality of service and knowledge supports her outstanding reputation. Debbie has a very high work ethic, is hardworking, and is always looking out for her client’s best interests.
Tammy Kozari was born and raised in Penticton, she became a Sales Associate and joined her mom as “Your Mother & Daughter Team” for Royal LePage Locations West in 2006.
Tammy has inherited Debbie’s high work ethic and demonstrates a very progressive attitude that brings fresh and new ideas to the team.
Debbie and Tammy work extremely well together. Debbie’s knowledge, experience and Tammy’s computer skills, innovation and drive make them the perfect team to look after your real estate needs.